Solar in Utah, 2026.
Residential solar + battery, utility swap model. No upfront cost. Built for Rocky Mountain Power's net-metering reset, Utah's tiered summer rates, and a no-FICO financing path that doesn't punish you for thin credit.
// TL;DR
Rocky Mountain Power covers most of populated Utah; municipals (Provo, Logan, Murray, Bountiful, Lehi, Heber, etc.) and rural co-ops (Dixie, Garkane, Moon Lake) cover the rest. We work all of them. Solar + battery utility swap: no upfront cost, battery backup standard, payment sized under your current bill. Utah-only program: no FICO score, no DTI check, no traditional credit pull — designed for homeowners other lenders said no to.
No FICO. No DTI. No traditional credit pull.
If you've been told no by other solar companies because of your credit profile — recent bankruptcy, thin file, self-employed with lumpy income, just-got-out-of-divorce credit aftermath — there's a financing path in Utah specifically designed around you.
The monthly payment is structured to come in under what you're currently paying Rocky Mountain Power or your municipal. Send us a recent power bill and we'll show you the exact number. No commitment. Plain-English breakdown.
Every Utah utility, served.
Investor-owned (dominant):
Why solar still works on Rocky Mountain Power.
Net-metering rules in Utah have shifted (RMP moved from full retail credit to a transition program with lower export credits). That means battery storage is more important than it used to be. Self-consumption — using your solar power on-site, especially via battery — drives the economics now, not selling kWh back to the grid.
The utility swap model handles this directly: we size the system + battery for high self-consumption, you pay for the energy produced and used, and the lower export credit doesn't change your bill the way it would for someone who bought a system outright.
Typical Wasatch Front home (2,000-3,000 sq ft, central AC, 4 occupants): 90-150 dollars in winter, climbing to 180-280 dollars in July-August peak cooling.
Larger homes with electric heat (Park City, Heber, mountain valleys): 250-350 dollars in cold months.
Municipal utilities vary — some are cheaper than RMP, some comparable. Either way, the trajectory has been up.
1. Battery prices dropped enough that storing your own production on-site is more cost-effective than exporting it.
2. Provider-owned utility-swap models bypass the export-credit problem entirely because the homeowner pays per kWh produced and used — not net-metering math.
What install looks like in Utah.
Week 3-8: permitting (city or county AHJ + RMP / municipal / co-op interconnection).
Week 9: install, 1-2 days on-site.
Week 10: system activation, monitoring online.
Total: 7-12 weeks from sign to producing energy. SLC and St. George permit faster than smaller municipalities. RMP interconnection has historically been the longest variable — we manage the queue and update you weekly.
// Related reading
Want a real number on your Utah home?
Send a recent Rocky Mountain Power (or municipal) bill. We'll show you, in plain English, what a utility swap would do to your monthly — including the no-FICO path if it fits.
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